新闻来源：www.bloomberg.com
原文地址：China Mortgage Stock Falls to Lowest Since 2021 as Demand Cools
新闻日期：2024-08-30
中国房贷余额降至近三年来的最低点，反映了房地产行业对经济增长的影响。该数据表明，人们对借贷的信心正在减弱。
人民银行周五发布的数据显示，截至6月底，中国尚未偿还的房贷总额已降至37.8万亿元（合5.3万亿美元），这是自2021年9月以来的最低水平。这一数值约比今年年初的峰值减少了3%，表明家庭偿还债务的速度超过了新增贷款的数量。
原文摘要：
Decline shows households are refraining from borrowing. Weak confidence threatens to put 5% growth target out of reach. China’s stock of mortgages contracted to the lowest level in nearly three years, underscoring weak confidence in the property sector that’s weighing on growth.. The amount of outstanding mortgages fell to 37.8 trillion yuan ($5.3 trillion) at the end of June, the lowest since September 2021, according to data published by the People’s Bank of China on Friday. That’s about 3% less than their peak at the beginning of 2023, indicating that households had repaid more debt than they had taken out since then..
