新闻来源：www.bloomberg.com
原文地址：India’s Deposit Crunch Has a Taste of China’s Past
新闻日期：2024-09-02
印度银行家和决策者正开始感到存款短缺的焦虑。银行家们的担忧更为可理解，而官方的忧虑似乎稍显多余。
受制于20多年前中国经验的影响，央行正在限制货币增长以控制通胀。但这一举措也给信贷和投资带来了新的障碍。
此外，政府通过激进征税加剧了存款短缺问题，并将所得资金从金融系统中留存下来。银行家们又因支付给储户的利息不足而使问题更加复杂。
原文摘要：
A shortage of deposits is starting to unnerve India’s bankers and policymakers. The lenders’ worry is more understandable than the authorities’.. Taking a leaf from a two-decade-old Chinese playbook, the central bank is reining in money growth to tame inflation. In the process, though, it’s putting up a new hurdle in the way of credit and investment. Separately, the government is making the deposit crunch worse by taxing savers aggressively, but keeping the proceeds away from the financial system. Bankers are compounding the problem by not paying enough to savers..
