新闻来源：www.bloomberg.com
原文地址：China Weighs Cutting Mortgage Rates in Two Steps to Shield Banks
新闻日期：2024-09-04
官方人士建议降低房贷利率约80个基点，以提高家庭消费、缓解银行压力。中国正在考虑通过两步降低约5.3万亿元的房贷利率，降低数百万家庭的借贷成本，并减轻银行业盈利压力。
根据相关人士的说法，金融监管机构提议将全国性房贷利率总计下调约80个基点，这是计划中的一部分，还包括加速重新融资的时间表。第一步可能在接下来几周内实施，第二步则将于明年初生效。这些信息来自要求匿名的人士，以便讨论私人事务。
相关报告表明，官方正在考虑采取多种措施以支持经济增长和金融稳定。
原文摘要：
Officials proposed rate cuts of about 80 basis points: people. Move to boost household consumption, ease pressure on banks. China is considering cutting interest rates on as much as $5.3 trillion of mortgages in two steps to lower borrowing costs for millions of families while mitigating the profit squeeze on its banking system.. Financial regulators have proposed reducing rates on outstanding mortgages nationwide by a total of about 80 basis points, part of a package that includes an accelerated timeline for when mortgages become eligible for refinancing, according to people familiar with the matter. The first cut may come in the next few weeks while the second move would take effect at the beginning of next year, said the people, asking not to be identified discussing a private matter..
